How Much Home Can You Afford?

Buying a home is an exciting step, and understanding what you’re comfortable spending is one of the most important parts of the process. A mortgage calculator is a great place to start—it gives you a general estimate of what your monthly payment could look like based on price, down payment, interest rate, and loan term.

As you explore the numbers, here are a few key things to consider:

• Monthly comfort, not just max approval – Your ideal payment should fit your lifestyle and leave room for savings, travel, and everyday expenses.

• Down payment options – Different loan programs offer flexible down payment choices that can impact your monthly payment and cash on hand.

• Taxes & insurance – Property taxes and homeowners insurance vary by location and should always be factored into your budget.

• Future plans – Growing family, career changes, or investment goals can all influence what makes sense long-term.

While a calculator is a helpful starting point, it can’t replace a personalized loan review. Everyone’s financial picture is different, and the best way to know exactly how much home you can afford is to look at the full picture together.

When you’re ready, click the link below to start a secure application. Michelle will review your information, walk you through your options, and help you confidently understand your true buying power—so you can move forward with clarity and confidence.

👉 Start your mortgage application below to find out exactly how much home you can afford.